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Vijayanagar, Bengaluru

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Overhead & Underground Water Tanks — Complete Guide

Water storage tanks ensure a continuous water supply despite intermittent municipal supply — a necessity in most Indian homes. The typical system is a two-tank arrangement: an underground tank / sump stores incoming municipal / borewell water at ground level, a pump lifts it to an overhead tank (OHT) on the terrace, and gravity then distributes it to all taps. Tanks are made of plastic (HDPE/LLDPE), RCC, FRP or stainless steel, and chosen by capacity, material and water quality.

Indian water tanks are governed by IS 12701 (Rotational Moulded Polyethylene Tanks) and IS 3370 (RCC liquid retaining structures). Major brands: Sintex, Plasto, Vectus, Sheetal, Penguin, Storefit, Supreme, Ashirvad, Selzer, RC Plasto.

The Two-Tank Water System

MUNICIPAL / BOREWELL SUPPLY
  ↓
UNDERGROUND TANK / SUMP (storage at ground)
  ↓ (water pump lifts up)
OVERHEAD TANK (OHT) on terrace
  ↓ (gravity flow)
DISTRIBUTION to taps, WC, geyser, kitchen

Overhead tank height provides gravity pressure (~0.1 bar per metre of height). For good flow, the OHT base should be at least 3–5 m above the highest tap.

Types of Tanks by Location

TypeLocationFunction
Overhead Tank (OHT)Terrace / roof / standGravity distribution
Underground Tank / SumpBelow groundBulk storage of incoming water
Loft TankInside loft / small heightSmall homes / flats
Ground-Level TankOn groundStorage + pump feed
RCC Underground SumpBelow ground (built)Large storage (apartments)

Tank Materials

MaterialProsCons
Plastic (HDPE/LLDPE Roto-Moulded)Light, cheap, leak-proof, food-grade, easy installUV degradation (low quality), algae if translucent
RCC (Reinforced Concrete)Durable, large capacity, fire-safeCracks / leaks, costly, heavy, needs waterproofing
FRP (Fibreglass)Strong, large, corrosion-proofCostly
Stainless SteelHygienic, durable, premiumExpensive
Cast Iron / GI (old)StrongRust, heavy (obsolete)
For homes, roto-moulded plastic (HDPE) tanks are the standard — light, leak-proof, food-grade and economical. Choose multi-layer (3/4/5 layer) tanks for UV protection and to prevent algae growth.

Plastic Tank Layers

LayersDescriptionQuality
Single LayerOne layer plasticBasic / economy
2 LayerOuter + innerBetter
3 LayerUV outer + middle + food-grade innerStandard recommended
4 Layer+ Anti-microbial / insulationPremium
5 Layer+ Foam insulation (keeps cool)Premium (hot climate)
Antibacterial / BlackBlocks light (no algae), antimicrobial innerBest hygiene

Black / opaque tanks prevent sunlight entry — stopping algae growth. Foam-insulated tanks keep water cooler in summer.

Tank Sizing / Capacity

Plan storage as per occupants & usage. NBC norm: ~135 litres per person per day for residential (some use 90–150 L).

HouseholdDaily Need (~135 L/person)Recommended Storage (1 day OHT + 1 day sump)
2 persons~270 L500 L OHT + 500 L sump
4 persons~540 L1000 L OHT + 1000 L sump
6 persons~810 L1000 L OHT + 1500 L sump
8 persons~1080 L1500 L OHT + 2000 L sump
Apartment (per flat)varies500–1000 L OHT + common RCC sump

Common plastic tank sizes: 200, 300, 500, 750, 1000, 1500, 2000, 3000, 5000, 10000 L.

Tank Accessories

Top Brands

BrandNotable
SintexMarket leader, 3/4/5 layer, antibacterial
Plasto (RC Plasto)Multi-layer tanks
VectusMulti-layer, insulated
SheetalMulti-layer tanks
PenguinLayered tanks
SupremePlastic tanks
Ashirvad (Aliaxis)Premium tanks
Storefit / SelzerTanks
Kaveri / AquatechRegional tanks

Plastic vs RCC Tank

ParameterPlastic (HDPE)RCC (Concrete)
CostLowerHigher
InstallationQuick (ready-made)Built on site (slow)
LeakageLeak-proof (seamless)Can crack / leak (needs waterproofing)
WeightLightHeavy (structural load)
CapacityUp to ~10,000 L (single)Very large possible
HygieneFood-grade, easy cleanNeeds lining / cleaning
Lifespan15–25 yr30–50 yr
Best ForHomes, OHTLarge sumps, apartments, fire reserve

Pumps for Water Tanks

Pump TypeUse
Monoblock / CentrifugalSump to OHT (common)
Submersible PumpBorewell / deep sump
Self-Priming PumpSuction lift
Pressure Booster PumpBoost tap / shower pressure
Openwell SubmersibleOpen sump

Use an auto pump controller / level switch to fill OHT automatically & prevent dry running.

Advantages

Disadvantages

Common Problems

Tank Cleaning & Maintenance

Tests & Quality (IS 12701)

Cost (Approximate, Indian Market, 2025-26)

Tank / ItemCost (Rs)
500 L (3 layer plastic)2,800 – 4,500
1000 L (3 layer)5,000 – 8,000
1000 L (4/5 layer / insulated)7,000 – 12,000
2000 L (3 layer)10,000 – 16,000
5000 L25,000 – 40,000
10000 L50,000 – 80,000
RCC Underground Sump (per 1000 L, built)8,000 – 15,000
Water Pump (0.5–1 HP)3,500 – 12,000
Auto Pump Controller800 – 3,500
Float Valve200 – 1,000

Best Practices

Applicable Standards

StandardDescription
IS 12701Rotational Moulded Polyethylene Water Storage Tanks
IS 3370 (Part 1–4)Concrete Structures for Storage of Liquids (RCC)
IS 10500Drinking Water Specification
IS 4985UPVC Pipes (connections)
IS 6587Reinforced Plastic (FRP) Tanks
IS 2065Code of Practice for Water Supply in Buildings
IS 1172Code for Water Supply, Drainage & Sanitation
NBC 2016 Part 9Plumbing Services (storage requirements)

Conclusion

A well-designed two-tank system (underground sump + overhead tank) guarantees continuous water supply with gravity pressure. For homes, use ISI-marked 3-layer (or black antibacterial) food-grade plastic tanks, sized for about one day of storage each, placed high enough for good flow, with float valves, sealed vents and an auto pump controller. Clean tanks every six months for safe water.

Tanks supply water through CPVC / UPVC pipes (and GI risers) to faucets & showers, geysers, toilets, wash basins and kitchen sinks.