NPS Calculator
National Pension System — Plan your retirement
NPS is a government pension scheme. At age 60, you must use minimum 40% of corpus to purchase an annuity. Additional ₹50,000 deduction available under Sec 80CCD(1B), over and above the ₹1.5L 80C limit.
Investment Parameters
yrs
18 yrs55 yrs
Retirement Age60 years (Fixed)
₹
₹500₹1,00,000
%
6%15%
%
4%8%
%
40%100%
Minimum 40% annuity required by PFRDA regulations
Estimated Corpus at Age 60
₹1.14Cr
30 years of investment
Lump Sum (Withdrawal)
₹68.38L
60% of corpus
Annuity Corpus
₹45.59L
40% of corpus
Estimated Monthly Pension
₹22,793
at 6% annuity rate
Total Invested
₹18.00L
Returns Generated
₹95.97L
Annual Tax Benefit (80CCD(1B))
₹15,000
Estimated at 30% tax bracket